The Gambia for perfect winter sunshine

Why go there?
Gambia is a great winter sun destination with temperatures averaging over 30 degrees and virtually no rainfall. An English speaking former British colony, with extremely friendly people, it is dominated by the river Gambia which runs through its heart and is characterized by its wonderful wide sandy beaches. Gambia provides a variety of accommodation at prices suitable to all budgets.


Resorts and Beaches
The busiest resort in Gambia is Kololi, with plenty of bars and over 30 restaurants serving a variety of different cuisines. Kololi also has a casino and numerous small shops. During the day it is fairly relaxed but the “strip” gets busy in the early evening through to the small hours.

Kotu is an up and coming resort but is much lower key than Kololi. It has a wide sandy beach and is perfect for families. There is also a golf course nearby.

Bijilo is a very quiet resort just 5 minutes drive from Kololi, with a long unspoilt sandy beach and a couple of hotels and beach bars. Cape Point and Bakou are small but developing resorts.




History and Culture
The Gambia was the first English settlement on the West coast of Africa. Many slaves were sent from Gambia to the Americas, causing American author Alex Haley to trace his ancestors back there for the TV series Roots.

During your holiday in the Gambia you can go on a “Roots” tour, taking in the ancient trading station at Abreda, the museum of slavery at Juffere or the fortress ruins at James Island, the centre of the slave trade




Activities
There is a wide range of activities and possible excursions in The Gambia. It is famous for its fishing, both deep sea and river water.

A four wheel drive truck excursion can be taken through the Gambian countryside, visiting traditional villages.

The Makasuto Nature reserve is a great excursion, exploring the dense sub tropical rain forest on foot or the mangrove swamps in dug out canoes.

Neighbouring Senegal provides great opportunities for seeing the variety of monkey species or bird watching. Also a must is a visit to Chimpanzee Island.

Overall, a holiday to Gambia provides an opportunity for a great relaxing Winter holiday with guaranteed sunshine at an affordable price.

GO THERE WITH MONSTER TRAVEL

Chill out in Barbados

GO THERE WITH MONSTER TRAVEL

Overview
Part of the Lesser Antilles in the southern Caribbean, Barbados is renowned as a tropical paradise with one of the highest standards of living in the world. This former British colony was once exclusive to the rich and famous, but has now become one of the most popular destinations in the world for holidaymakers from all walks of life. Check out the Platinum coast to the west of the island for a swathe of luxury villas, hotels and resorts – or head east for surfing, hiking and the beauty of the Scotland district.



Resorts
The capital Bridgetown affords the most urban experience Barbados has to office, with a gorgeous location on the island’s only natural harbour, Carlisle Bay. Some of the liveliest resorts in terms of nightlife are a stone’s throw from Bridgetown on the south west coast, particularly St Lawrence Gap, which is something of a magnet for those seeking a decent nightlife. It’s only a fifteen minute cab ride from St Lawrence to Christchurch, which offers an incredible selection of accommodation from the Hilton through to more affordable lodgings. Those seeking a more sedate resort should consider the white sandy beaches at Hastings – and don’t forget your surfboard.





Beaches and Activities


Think ‘Barbados’ and you probably think ‘beaches’ but there is much more to the Pearl of the Caribbean than meets the eye; making it the perfect destination for holidays of any sort. Of course the peach coloured, sandy beaches are an enormous attraction for family holidays; the year round sunshine, glittering seas and the world famous beach culture are synonymous with the island. However, the mere 166 square miles that this island covers are packed with attractions, activities and one of the most vibrant and friendly cultures you are ever likely to encounter. Holidays here could see you on safari, snorkelling with sea turtles, horse riding, surfing or watching Polo matches, cricket and rugby.


If you’re taking a break from the stresses and strains of life, the Barbadians certainly provide the right atmosphere. The beach life is as chilled out as you can possibly get and, whether it’s day or night, the inhabitants really know how to party. There are festivals practically all year round, with parades, music and dazzling costumes, some lasting for over three weeks!






Food


Foodies who book Barbados holidays will not be disappointed either; the Bajan food mirrors the diverse range of cultures that have been embraced by the island. Holidaymakers will be well served by the local fare, such as the famous rice and peas to fragrant, curried fish. If you don’t fancy the traditional ‘Fish Fry Friday’, gourmets can sample dishes from many of the fine restaurants that populate the island, from Polynesian, Greek and New World to Japanese.


Accommodation is plentiful in Barbados, offering apartments and villas, as well as hotels catering for package deals at all price points. The beaches play host to many of the exclusive high-class resorts, boasting spas and private golf courses.


Whatever your reasons for choosing to book Barbados holidays, it is sure to leave you with memories that will last forever.

GO THERE WITH MONSTER TRAVEL

San Antonio, Ibiza Cheap Holidays

This buzzing place is just 20 minutes away from the Ibiza town and the airport itself. San Antonio has a diversity for young and old adventurers and night-lifer's and is very well-known in the Mediterranean for it's popular and captivating resorts and sunset cafe's. The most awaited time of the year is from August to September where foreigners from Europe mostly bump into each other in the spirit of this place, an excitement and thrills only this place can offer. Plan a cheap holiday San Antonio now and see for yourself what you used to read on magazines are actually what you will experience.
Things to do
The coastlines are mostly well-kept with palm trees to capture it's grandeur. Although, its harbor dominated with sunset cafe's are most sought out. Where foreigners and even the locals wouldn't wanna miss the picturesque of the sunset toppled with a cocktail or two. There are many famous landmarks and sights like the Calo des' Moro, which is just 10 minutes away from the town proper. You can kick off your walking shoes and dive into one of the watersports they are offering in their safe and shallow waters. Or kick off a day or two at Cala Conta, Cala Bassa or Cala Tarida cruise along in their fine ferries or big boats.
Where to stay
San Antonio has all the accommodations that suits your every needs. From hotels to hostels,apartments and suites...all for your disposal. Mind you these hotels offer online reservations. Book early and get a cheap holiday San Antonio. Most of the hotels are near these popular sunset strips. Make haste and book early so you can get on ahead with the hustle and bustle of the season. Let the scenic beauty capture your every fantasy and wallow into the time of pure vacation and relaxation. Tag along those digicam for souvenirs and put on that perfect vacationer smile, only here on San Antonio.
Valerie is a freelance article writer. You can check more articles of Valerie in her site, http://www.valcaulin.com/
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Top Ten Holiday Destinations

There are loads of websites online which can tell you what they consider to be the top ten holiday destinations. However, with these sites it is usually ones that they are trying to get you to arrange your next holiday to. But when it comes to really discover where the top ten holiday destinations are in any given year the best place to start your search is using the World Tourism Organization website.
Each year they release information regarding which countries had the most visitors in a year compared to others. Also they provide information which clearly shows those countries which have seen a marked increase in the number of visitors from abroad visiting them. They also help to break down this list into the various continents showing which countries within Europe, Asia, Africa and the Americas were the most popular.
For example with Europe the most popular country visited by tourists from around the globe is Italy, followed closely by them visiting France, Spain, UK and Germany. In fact currently around 18% of all holidaymakers travel to Europe each year for a vacation. The reason for this being is that many like to learn more about the architecture, culture and history of the many towns and cities within them.
When it comes to Africa the most popular destination for travellers from around the world is Egypt. However, now countries such as South Africa, Rwanda, Tunisia and Morocco are certainly becoming ever more popular as well. All of these countries offer a wide array of activities and wonderful places for the travellers to visit.
Of course this year 2008 certainly one place which has been attracting many tourists to its shores is of course China. Mainly because this is the year where both the Olympics and Para Olympics would be taking place. But along with China other destinations in Asia that are seeing an increase in visitors are Japan and Thailand. All of which although popular with visitors from around the world have still been able to retain much of their own identity and have not been influenced too much by our Western ways.
Along with searching the World Tourism Organization website for what holiday destinations are the most popular take a look at other websites such as the Independent Tour Operators one. They offer a list of the top ten destinations for 2008 and their list seems to be dominated by Western European countries currently. So what are proving to the most popular ten holiday destinations in 2008 according to Independent Tour Operators?
Tresco, Isles of Scilly - This is situated of the west coast of England and is going to be a favorite because of the new built luxury development of holiday homes on it.
Naples, Italy - There is not only many of the historic landmarks of the city which have recently been restored for you to spend time viewing, but it has some really wonderful shops and restaurants also. Plus you are within easy reach of such attractions as Pompeii, Mount Vesuvius and the Amalfi Coast.
City Breaks, France - Since the setting up of Eurostar getting to anyone of this countries wonderful cities not just Paris has become much quicker and easier. Although many may not believe it but you will receive a truly warm welcome when you visit any part of France.
Angkor Wat, Cambodia - This is a truly magnificent place where at the moment being able to visit the World Heritage Site here is free currently. Although one can explore the upper levels of the temples here there are certain areas which have now been restricted and visitors are no longer able to gain access to.
Western Iceland - This is a place where if you are looking for seclusion when on holiday is ideal. Throughout your time the chances of you being disturbed are almost zero so being able to relax and unwind won't be a problem.
Yucatan Peninsula, Mexico - This is a place where many different cultures come together and where it seems that you could almost be in Egypt because of the pyramids here. Also when it comes to food you will be spoilt for choice as all cuisine here has been influenced by the Spanish, French and Lebanese.
Cook Islands, South Pacific - This is the perfect location if you are looking for some winter sun. Currently this place seems to be proving popular with holiday makers from the UK as the pound is very strong against the New Zealand dollar.
Monte Carlo - For many English people renewed there has been renewed interest in this city because of Lewis Hamilton winning the Formula 1 Grand Prix. However, the price of staying here is certainly not cheap and costs can rise considerably during the week when the Grand Prix does take place each year.
Zambia Family Safaris - The reason that Zambia is gaining in popularity even though many people still travel to Kenya, Tanzania and Botswana for safaris is the cost. Not only is Zambia less expensive than the other destinations we have mentioned but the accommodation is suitable for families being large tribe sized homes. Plus the variety of wildlife to be seen is just as wide as in the other countries where safaris are popular.
Togo & Benin, West Africa - If you are looking for somewhere which offers a completely different kind of view of Africa then these are two destinations worth considering. Plus currently the number of visitors making this one of the top ten holiday destinations is currently not that many so it still remains pretty much like it has for many centuries before.
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Holiday in Mexico

Mexico is known for its climate, cuisine, cathedrals and colonial architecture. With some of the best tourist destinations for travelers and tourists from all over the world, Mexico dazzles all with its glittering and vivid nightlife, historical places, museums, theatres and striking cities.
The following are some of the places you must visit when holidaying in Mexico:
El Zocalo
This famous tourist spot is a plaza surrounded by a cathedral, coffee shops and has a rich historical and architectural value. The best time to enjoy the plaza is at night, when it's surrounded with tourists and visitors, their to enjoy a band playing in the center. When on a holiday to Mexico, you can always enjoy a great evening by visiting the plaza and watching dancing and listen to music out in the open.
Palacio de Bellas Artes
This white structure of marble is another famous tourist spot in Mexico and is situated at one corner of Alameda Central. The Palacio also displays museums like Museo de la Arquitectura and Museo Del Palacio de Bellas Artes. With an art centre and a huge concert hall, the place is often surrounded by tourists and visitors waiting to experience the richness of sculptures, arts and paintings during their Mexican holiday. The museums also hold a collection of renowned artists like David Alfro Siqueiros, Rufino Tamayao and Diego Rivera. The glass curtain of the theater's stage is another major attraction that draws large number of tourist and visitors to it.
Templo Mayor
A holiday in Mexico is not complete without a visit to the major temple of Aztecs which has a rich historical value to it. Built in the year 1375, this temple was later rebuilt and enlarged in different phases. The museum also has a remarkable museum, exhibiting artifacts or objects excavated from the original site and these relic objects also provide an outline to Aztec civilization. The stone art work is also a reason for those holidaying in Mexico to visit this tourist spot.
Guanajuato
Found in 1558, this colonial gem of Mexico is a city with a rich historical background and is worth taking a trip to when on a holiday in Mexico. This city adds a touch of history and beauty to your Mexican holiday with its amazing architecture, ancient buildings, narrow valley, museums, churches, irregularly but gorgeously positioned streets and houses, hidden plazas, underground tunnels and steep stairways to reach the houses built on slopes. The city is a major tourist spot because of being it declared a world heritage site by UNESCO.
Zona Rosa
This downtown region is great tourist spot for tourists and visitors looking for relaxation during their Mexican holiday. The place is home to shopping, dining and dazzling nightlife with streets displaying amazing shops, bars, cafes, hotels and restaurants.
Best time to holiday in Mexico
The ideal time for a Mexican holiday is in the months of July and August, but October and May are also the right time because of the pleasant weather.
If you found this article useful, then you can find out more at http://www.direct-holidays.me.uk - Here you will be able get more useful information about many other holiday destinations, and also be able to watch various holiday videos as well as browse Holidays Direct.
Please feel free to republish this article provided a working hyperlink remains to our website - Luki Johnson
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Staying Healthy on Your Trekking Holiday

It may sound obvious, but a trekking holiday in distant lands is not made any easier by a lack of personal fitness. Not only will it make the days physically exhausting (Kilimanjaro involves climbing 1,219m/4,000ft, and the Inca Trail's final days include an ascent of 1,097m/3,600ft) but exhaustion is a risk factor towards altitude sickness. Reduced oxygen levels the higher you go also may make those with fitness problems struggle - at the summit of Kilimanjaro there's half of the oxygen available at sea level, so make sure you're in peak shape to enjoy your triumphant moment without feeling ill.
You can help by training for around three months before you set off. You should be able to comfortably walk up and down 1000m/3,281ft with no difficulties to be truly ready for your big challenge (unless you're going for an easier introductory trekking holiday, in which case you may be more relaxed in your training).
Look after each other
Assuming you're not going alone (in which case a whole set of safety precautions come into play), be sure that you're all looking out for each other. One of the main ways of staying safe is to recognise the signs of illness or fatigue early on.
Fluids
It's common advice, but essential - stay hydrated! At lower levels, the heat and sweating will mean you lose a lot of liquid, while in the colder altitudes exercise will also result in dehydration. Drinking water, soups and beverages frequently will keep energy levels high and help maintain healthiness on your trekking holiday.
Sun Protection
Even when you're at higher altitudes, it is important to be protected from the sun's rays. The sun can be intense, and the thin air makes sun cream, a hat, covered skin and lip protection all important to staying hydrated and healthy.
Traveller's Tummy
Stomach upsets and diarrhea can be a problem in developing countries, which many adventure holidays tend to visit. It can sometimes be serious; with dehydration and salt loss resulting in a lack of energy and complications - the last thing you need when trying to complete your trek! The best approach to counter this is to drink only properly boiled, filtered or sterilised water, ensure you frequently wash your hands with soap, avoid ice cubes and ice cream, peel all fruit and avoid hand-to-mouth touching.
Altitude Illness
At altitudes above 2000 metres (common on more advanced trekking holidays), the body has to acclimatise to reduced levels of oxygen. The most important factor in reducing the severity of the condition is slow and steady acclimatisation - a gentle progression will prevent your body from getting any sudden shocks. There are three major kinds of Altitude Illness:
Acute Mountain Sickness (AMS)
AMS is rarely deadly and quite easily treated. Its symptoms include a headache, and one or more of fatigue, weakness, loss of appetite, nausea, vomiting, dizziness and poor or disturbed sleep. The best way of avoiding altitude sickness is to make a slow and steady height gain over a period of days, and by resting regularly to acclimatise. Acclimatisation is also aided by eating and drinking properly. You can lose a lot of fluid at high altitudes, so keep an eye on your urine, which should be regular and pale - if it's infrequent or too dark then you are not drinking enough and should consume more!
The best cure for those who get mild to moderate AMS is to rest at the same or a lower level which should allow the body to acclimatise, and the symptoms to dissipate before you continue. It's worth noting that hypothermia, dehydration and low blood sugar share many of the same symptoms, so it's a good idea to work with the treatments of these too. Keep the sufferer warm, hydrated and well fed until their condition improves to be on the safe side. You will then be able to proceed on your adventure holiday when the symptoms disappear - this will happen at some point between a few hours and a few days.
There are more dangerous conditions which require an immediate retreat to lower heights to save lives. These are pretty rare, but if there is any doubt as to the severity of an individuals condition then the individual suffering should descend immediately.
High Altitude Cerebral Edema (HACE)
HACE can kill very quickly if not treated, so it important to retreat to a lower altitude if the following symptoms appear: a severe headache, vomiting, blurred vision and prolonged lethargy. If the patient remains at a high altitude, this will progress to unsteadiness, drowsiness, confusion and eventually a coma. A good test is to ask the subject to walk heel-to-toe in a straight line or do a simple maths test, as someone with HACE will find this extremely difficult.
High Altitude Pulmonary Edema (HAPE)
The main symptom to look out for is severe breathlessness. Although you expect a certain shortage of breath when trekking, if the subject is breathless when compared to those around them (and even at rest) this is a sign they may have HAPE. Other symptoms can often be similar to a chest infection, but at altitude they should be taken very seriously. These include a cough (which may produce white or pink frothy sputum), an elevated body temperature and lips turning blue.
To reiterate, if either of these symptoms appear, you need to head to a significantly lower altitude immediately even if it is the middle of the night! This should be followed by a follow up visit to a hospital to ensure a full return to health.
Don't let this put you off the trekking holiday of a lifetime! Heading out to the Everest Base Camp or towards Machu Pichu are rightly considered amongst the most memorable experiences a traveller can have. And if you follow the advice of this guide, your trekking holiday should have all of the pleasure with none of the pain.
Jude Limburn Turner is the Marketing Manager for Mountain Kingdoms, an adventure tour company who have provided trekking holidays for over 20 years. They now offer treks and tours worldwide, including destinations in North and South America, Europe, Africa, and Central and South East Asia.
Article Source: http://EzineArticles.com/?expert=Jude_Limburn_Turner

Planning Adventure Trips

The planning process of adventure travel vacations is very important if the traveler is to get the maximum benefit from the trip. Knowing what is required of adventure travel excursions is important to avoid unanticipated problems and many of the pitfalls first-time adventure travelers can face. It is also important to stay away from activities that are too risky and many of which are often included in adventure travel packages. There are many holiday locations and packages from which to choose. With proper planning, you can find the best adventure package while also providing a safety net, per se, for both you and fellow travelers.
It is first important for you to determine the amount and intensity of physical activities you are comfortable performing. What one person views as "adventure" may be far different from another person's perspective of adventure.
You must then consider what activity is the most desirable for your anticipated adventure travel holiday. Some of the options are conventional sightseeing, visiting multiple destinations, interacting with local populations and being exposed to a variety of cultures and customs. If you know what you are hoping to get from your vacation, you will be able to better tailor your trip to get the most from your excursion.
While some simply want to visit new, interesting places like Spain without participating in much activity while some desire to directly participate in whatever activity is at hand. The good anews is that there is something for everyone, whether he or she is interesting in rafting, kayaking, photography or bird watching.
It goes without saying that your budget is another aspect of the planning process that must be considered. Saving money is, without a doubt, high on everyone's list which in turn means a lot of shopping around to compare vacation packages and adventure plans offered. Do not rush with this step, but rather do thorough research if you want to save as much as you can. Keep in mind, though, that a cheap price may very well get you a cheap vacation. Price does not always correlate directly to product quality. On the contrary, a cheaper option may provide quality service while a higher priced package may lack in other areas. Choosing the best package for you according to what is offered requires some effort, but the money saved in the end could make that effort payoff.
Going on an adventure travel vacation does always mean you must spend more than your pre-budgeted amount for vacations. No matter how appealing a vacation package may sound, try to avoid those tours that are simply beyond your financial means. Postpone these more expensive tours until you can comfortably fit it in your budget. Of course, be sure you have reviewed the fine print and agree with the terms before signing anything. Finally, be sure you are aware of the tour operator's refund policies before making the final selection. With these basic tips, you should have no trouble obtaining the best adventure travel vacation.
Focusing on latest developments in holiday tips for spain, the author pens for the most part for http://www.alicante-spain.com/ . Writing for detailed publications, the author affirmed his experience on information on holidays in spain.
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5 More Top Adventure Holiday Ideas

A few months ago, I published an article on some of the best activity holidays in the world. Here's 5 more great choices for those seeking further adventure!
Biking - The Hills of Tuscany
Perhaps the most beautiful part of Italy, the hills of Tuscany are a great place to explore on a mountain biking holiday. Thick oak forests and vineyards cover large parts of Tuscany, and there are numerous old fashioned towns and churches for those who like to see a little man-made beauty along the way. Most cycling activity holidays to Tuscany will be of moderate difficulty, as a typical route will take in many steep hills. But don't worry about the challenge - the region is justly famed for its wine and delicious cuisine, so cyclists in Tuscany will have plenty of incentives to reach the next rest stop! Cyclists looking for a family activity holiday might do well to choose the route along the Danube in Germany, which offers similar outstanding scenery with less hills...
Hiking - Inca Trail
You can hike all over the world, but if you're looking for an adventure holiday with a difference, the walk along the Inca Trail up to Machu Picchu is something of a pilgrimage for serious hikers. Although there is always a sense of anticipation and excitement with one of the world's greatest wonders is at the end of the walk, the trip itself is an amazing experience with a wonderful combination of mystery, history and stunning natural beauty. An absolute must for hikers looking for an adventure holiday to match their dreams.
Surfing - Australia's Gold Coast
Nicknamed the surfers' paradise, Australia's Gold Coast is the dream location for tourists looking to make surfing the focus of their activity holiday. Gold Coast City is found in the southeast of Queensland and boasts a subtropical climate with perfect conditions for surfers: 70km of beaches and four outstanding break points combine to make this THE spot to go for surfing enthusiasts.
Skiing - The Three Valleys in France
For skiers, the Three Valleys is pretty hard to beat. A massive 600km of ski slopes, 200 ski lifts and 8 resorts means that all abilities are catered to. From hardcore ski enthusiasts to (almost) complete beginners, the three valleys are perfect for a family activity holiday, and there's enough here to keep skiers returning time and time again.
Diving - The Maldives
Although everyone has a different view on this, for me you can't beat diving in the Maldives. The warm, calm waters make it perfect for family activity holidays, while experienced divers can give themselves a greater challenge by heading out for a wall dive amongst the strong currents of Banana Reef. Everyone else will find the variety of dive sites the region has to offer simply glorious in their own right though, and this is one of the few places in the world where you're almost guaranteed to see the 14 foot manta ray!
Of course there are many more sports to be undertaken on your activity holiday travels, but with a good mix of land and sea across the world, this should give you a taste for bigger and more daring things. What are you waiting for?
Kieron Sellens is the marketing manager of the Association of Independent Tour Operators (AiTO). With AITO's cultural breaks you can choose from tailor-made activity holidays, historical tours, musical trips and many more. The independent tour operators that AITO represent specialise in worldwide holidays tailored to their customers' requirements.
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Travel Insurance - Protect Your Belongings While You Travel

When people think of the insurance coverages that they need, they rarely think about the need for travel insurance. However, if you have been planning and saving for a big family vacation for a long time it is important that you take measures to protect the time and money that you have invested in your trip. After all, it can take only one accident or unfortunate event to bring your trip to a halt and you will want to be covered by an insurance plan specifically designed for the hazards and losses that can occur while on vacation.
What Does Travel Insurance Cover?
Travel insurance generally covers cancellation or interruption of your trip, lost or stolen baggage, medical emergencies and general trip assistance services. Generally speaking, travel insurance policies are designed cover those hazards and losses that are not covered by a general insurance policy, although certain exclusions such as an act of God, intentional loss, or actions of the government still apply to travel insurance policies. Restrictions and conditions differ on each policy so it is best to educate yourself on such terms for each policy that you consider.
How Much Coverage Will I Need?
The amount of coverage that you will need for each will vary depending on your destination, the total cost of the trip and the frequency with which you travel. If you have booked an expensive trip, for example, you will want to make sure you insure your trip against involuntary cancellation or interruption for most if not all of the total amount you paid for your trip. If you are transporting expensive items in your luggage, you will also need to take consider that when choosing coverage limits. Emergency medical expense coverage is generally provided as an excess amount over your primary health care coverage.
Doesn't My Home, Auto, Health or Life Insurance Cover Me While on Vacation?
Your home, auto, health or life insurance coverages may cover you for certain losses while you are on vacation, although many policies will limit that coverage to certain limits and coverages and have a specified territory in which you are covered. If you find yourself vacationing outside of the territory of your policy, you will no longer be covered under the terms of your insurance contract during the time that you are there. You should ask your insurance agent or a representative from your carrier about the specifics of your policies as they relate to coverage provided while traveling.
Conclusion
Purchasing travel insurance is a great way to give yourself the peace of mind that comes with knowing your investment of time and money is protected. Please remember that the conditions, coverage amounts and covered losses will differ from policy to policy and that this article is intended only to provide a general overview of travel insurance. Consult with your insurance agent or representative when considering and choosing insurance policies so that you are fully informed of all of the applicable terms and conditions.
Wendy Pan is an accomplished niche website developer and author. To learn more about travel insurance, please visit My Luxury Travel for current articles and discussions.
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Tips to Save Money on Holiday - 1

The credit crunch has affected everyone and the number of people going on holiday is set to decline next year a lot more than this year. By taking the right precautions you can ensure you go abroad next year. Watch out for over spending and shop around for your deals; here are 20 tips to help you get on that plane or boat next summer.
Get your jabs at home - some commercial clinics will charge you up to £70 for your jabs which some clinics will give for free.
Get to the airport cheaper - it can cost almost anything up to £100 to get to the airport so you should look at public transport to get you to the airport, you could also ask a friend or relative.
Do not pay over the odds for airport parking - by booking your parking online you could save over £150, try some comparison sites.
Get your insurance at once - if you travel abroad more than once a year, paying for your insurance annually and for the entire family will save you money.
Park and stay - it can sometimes work out cheaper to park and stay at airport hotels than actually parking at an airport alone.
Obtain an EHIC card - this is a medical card which can be used in the EU and will reduce any medical bills, it does not act a replacement for travel insurance but it will help reduce excess costs.
Take a packed lunch - this is a more obvious trick to save money, some airlines charge as much as £4 for a sandwich and £2.50 for a bottle of water so buy your refreshments at the latest possible point in the airport.
Follow these tips to save money on your holidays, use comparison sites to find cheap all inclusive holidays or package holidays to make the most out of your budget.
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